Please read these terms and conditions of use carefully before using our website. Your use of our site indicates your agreement with each of them. We reserve the right to modify these terms and conditions at any time without notice. Please visit this page periodically to check for changes.
Except where otherwise indicated, all materials contained in this website are the proprietary and Copyrighted property of National General Holdings Corp., its subsidiaries (individually and collectively “we”, “us” or “our”) and/or third party licensors. Our logos, all other service marks and trade names, slogans, and the names of various products and services described within are service marks are owned by us, all rights reserved. All website design, text, graphics, and the selection and arrangement thereof are our exclusive property. Permission to use, electronically copy and distribute the information contained on this website is hereby granted, providing the use is for non-commercial purposes only, that the material is unaltered, and that the our copyright notice appears on all copies.
Any third party tradenames, product names, service marks, or trademarks used in this website are the property of their respective trademark owners.
We do not knowingly permit anyone to post materials that infringe on the intellectual property rights of third parties on our website. If you believe that your work has been copied and is available on our website in a way that constitutes copyright infringement, please notify our designated agent (named below) with the following information:
Upon receipt of a notice meeting the above requirements, we will respond in accordance with the Digital Millennium Copyright Act to remove or disable access to the material claimed to be infringing or to be the subject of infringing activity. We will also terminate account access by repeat infringers where we deem appropriate.
To the extent permitted by law, we will not be responsible for any loss, claim, damages, or injuries that accompany or result from your use of our website whether based in contract, tort, strict liability, or otherwise. These include, but are not limited to, damages or injury caused by any: use of (or inability to use) the website; use of (or inability to use) any site to which you hyperlink to or from this website; failure of performance; error; omission; interruption; defect; delay in operation or transmission; computer virus; or communication line failure. We are not liable for any consequential or incidental damages, which are damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Furthermore, except as provided below, we are not liable even if we have been negligent or if our authorized representatives have been advised of the possibility of such damages – or both.
In certain states where the law may not allow us to limit or exclude liability for incidental or consequential damages, the above limitation may not apply. In any event, our liability for all losses, damages, injuries and claims of any kind, whether the damages are claimed under the terms of a contract, or they are claimed to be caused by negligence or other wrongful conduct or any other legal theory, will not be greater than the amount you paid to access our website.
Our website and the content and materials therein are provided “as is.” We expressly disclaim any and all express or implied warranties or representations of any kind. This includes, but is not limited to, warranties that: the material is of any particular quality or is fit for a particular purpose; non-infringement; that the functional elements contained in the materials will be uninterrupted or error-free; that defects will be corrected; that our website, or the servers that make them available, or any e-mail sent from us are free of viruses or other harmful components or conditions; of that information contained in the website is accurate as of any particular date. We reserve the right to change or terminate all or part of our website at any time without notice. Some states do not allow the disclaimer of implied warranties, so the forgoing disclaimer may not apply to you.
Use of this website shall be governed by and construed in accordance with the laws of the State of North Carolina without giving any effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Forsyth County, North Carolina. Should any provision of our terms and conditions be held invalid, unlawful, or for any reason unenforceable, the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions and shall not affect the enforceability or validity of any remaining provisions.
The content provided on certain pages on our website, including on our Blog and Learning Center, is designed for entertainment purposes and/or to give general information on the topics discussed. It is not intended to provide legal or any other type of advice and is not meant to be a thorough discussion of every issue that a person should consider or may encounter. Unless expressly referenced, we are not affiliated with any company or app that may be referenced on those pages and we do not endorse them. We are not responsible or liable for the users reliance on this content or for the availability of links to other websites or resources, or for advertising, products, services or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice.
We may operate sweepstakes, contests, and similar promotions (individually and collectively referred to as “Promotion”) through our website that may require online registration. We typically ask you for certain personally identifiable information when you enter and, if applicable, win a Promotion. We may share this personally identifiable information with third party sponsors of the Promotions (regardless of whether it is hosted by us), or otherwise in accordance with the rules applicable to the Promotion. You should carefully review the rules for each Promotion in which you participate as they may contain additional importation information about use of your personally identifiable information by us and/or our sponsor. In the event there is a conflict between the terms and conditions of the Promotion rules concerning the treatment of your personally identifiable information and this Privacy Statement, the Promotion rules will control.